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How to Budget for Off-Campus Living as an ASU Student

Updated: Sep 2


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Introduction:Off-campus living as an ASU student offers more independence, freedom, and flexibility than dorm life—but it also comes with new financial responsibilities. From rent and utilities to food and transportation, having a clear budget is essential to avoid stress later in the semester. In this guide, we’ll break down the major expenses and offer practical tips to help you manage your money while enjoying the off-campus lifestyle.


🧾 Budget Breakdown: What You Need to Plan For


🏠 Rent:Apartments in Tempe typically cost between $1,300 and $1,900 for a one-bedroom. More affordable housing is available farther from campus or in shared rentals with other students.


🔌 Utilities:Arizona summers can spike electric bills. Expect to pay $100–$180 monthly for electricity, water, internet, and gas, depending on your usage.


🚲 Transportation:ASU students often use Valley Metro Light Rail, which costs around $64/month with a student pass. Biking and walking are popular options, too. If you drive, budget for gas and parking fees.


🍎 Groceries and Food:Monthly grocery costs range from $200 to $300 if you cook. Local options like Fry’s and Safeway help keep costs low. Eating out in Mill Avenue can get expensive quickly.


🎟️ Miscellaneous Expenses:Budget $100–$200/month for phone bills, entertainment, school supplies, and personal care. Having a buffer helps you avoid financial surprises.

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